Unstick the housing market with GoodRoots®

The GoodRoots® Shared Equity Lease is a new kind of shared equity agreement that gives you shared appreciation rights in the home (called Shared Equity Rights) while you rent.  When you choose a Shared Equity Lease instead of a mortgage, we buy the home on your behalf and hold onto the deed until you’re ready to buy. Along the way, you’ll make fixed monthly payments to add to your Shared Equity, adding up to a 20% down payment over 10 years.
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Your Shared Equity grows with the value of the home, so you can build wealth and lock in your future home purchase one payment at a time without worrying about rising home prices.
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GoodRoots created this new model to unlock homeownership in high-cost housing markets. We combined the benefits of owning (long term control, fixed payments, wealth accumulation) with the best of renting (flexibility, low cost) to re-imagine the typical path to first-time homeownership.
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We believe Shared Equity is the future of first-time homeownership, letting you put down roots today and grow into homeownership over time. Read more about our mission here.

GoodRoots owns the home while you build Shared Equity gradually over time. It’s lower cost, less risky, and more flexible than a low-money-down mortgage. Use our calculator to see how much you could save.

Your fixed payment includes Shared Equity and Rent. These costs stay flat for 10 years.

Your Shared Equity payments add up to at least 20% for a down payment by the end of 10 years, guaranteed! So on average, you’ll purchase roughly 2% of the home’s value each year. The specific amount of your Shared Equity payment depends on how much Shared Equity you purchase upfront (if any), the value of the home, and other local market conditions.

Your Rent will be much lower than typical rents for similar properties, since you’ll be covering the costs of repairs, property taxes and insurance.

Use our calculator to see what your monthly payment could be.

You can take full ownership, rollover your Shared Equity into another GoodRoots home, or cash out and walk away.

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After 10 years with GoodRoots, your Shared Equity is guaranteed to add up to at least 20% of the home’s value, so you can rest easy knowing your future down payment is fully covered.